Interesting

Opinion: Retirees with annuities have more fun

OK, so it’s not exactly “fun.” But a new report says retirees who convert their savings into guaranteed lifetime annuities effectively double the amount they are willing to spend each year, on themselves and their families.

Retirement Income Puzzle

What Do People Have Against Retirement Income?

Over the past few years, economists have expended a lot of time and energy attempting to explain what they call ” the annuity puzzle.” The puzzle is this: A guaranteed lifetime income is a valuable thing (especially if it comes with regular cost-of-living adjustments), and people who receive one through a traditional state or corporate pension are generally very happy with it.

Real World Index Annuity Returns

Real World Index Annuity Returns

16 Pages Posted: 7 Oct 2009 Last revised: 6 Jan 2011 Date Written: December 27, 2010 * We offer the first empirical exploration of fixed indexed annuity returns based upon actual contracts that were sold and actual interest that was credited. * Annuity returns have been competitive with alternative portfolios of stocks and bonds.