The big day has finally arrived! Given that Social Security is our country’s most successful social program, and that 62% of retired workers are netting at least half of their income from their Social Security benefit, all eyes were on Oct. 10. That’s because Oct. 10 is the release date for the U.S.
More than 60 million people rely on Social Security for income to support themselves financially. While the majority of those receiving Social Security payments are retired workers and their spouses, the program encompasses far more people. It provides benefits to surviving spouses and other eligible family members after a retired worker passes away.
Better Business Bureau
As founder of StraightForward Wealth Management, Thomas Gier has helped families make better decisions about their investments and insurance for over 25 years nationally and is located in San Diego County, California.
Thomas Gier’s clients represent a diverse group of successful families, individuals and businesses.
“I believe most people want to protect and insure their life savings and avoid unnecessary expenses,” says Thomas. “Most people have no idea what the lifelong consequences are of even a couple of down years on their investments.
Protecting savings from losses is equally as important as gains when families enter retirement and even more so during the post-retirement period of their lives. While my advice is always at a fiduciary standard, I want all of my clients to understand every decision that’s made or recommended.”
Thomas has been quoted by a variety of publications, and recently appeared on ABC News 10 for an interview in San Diego.
Thomas focuses on maximizing earnings on savings for his clients, while avoiding unnecessary risk and fees. In addition he provides referrals to attorneys and other professionals for catastrophic illness planning and post-retirement planning.
Education and Professional Certifications
Certified Financial Educator® (CFEd®)
Certified Senior Advisor (CSA)
Securities license — Series 65 Fiduciary Standard Advisor
United States Marine Corps, 1985-1990
University of Kansas, 1992
Areas of Practice
*Retirement Income Protection
*Portfolio Risk Management
The third quarter seemingly packed a year’s worth of market action into three fast moving months. Regardless of your stock market, interest rate or economic viewpoint, there was something for everyone in this fluid and volatile quarter. Quarter three began in bullish fashion as most of the major stock benchmarks jumped by 1.5% or more in the first week of July.
Rock music isn’t dead, but it’s barely hanging on. This is true in at least two senses. Though popular music sales in general have plummeted since their peak around the turn of the millennium, certain genres continue to generate commercial excitement: pop, rap, hip-hop, country.
A video I recommend to get an understanding of where Life Extension Science is today.
Who is Aubrey de Grey?
This is “Craig Aubrey de Grey” by CoalitionRadicalLifeExtension on Vimeo, the home for high quality videos and the people who love them.