Who Are CSA’s?

CSA Stories: Entrepreneur

Certified Senior Advisors come from many different backgrounds and serve seniors in a wide variety of professions. The CSA Stories Project followed CSAs in day-to-day activities to showcase who CSAs are, what they do, and why the the Certified Senior Advisor credential is important to them, both professionally and personally.

Our Investment Team

Gradient Investments

Ranked 19th out of 1,681 RIA firms – Top 1 percent – for NET NEW ACCOUNTS, a measure of how many clients are opening new accounts with Gradient Investments Ranked 49th out of 1,681 RIA firms – Top 3 percent – for CHANGE IN TOTAL ASSETS UNDER MANAGEMENT, a measure of growth in total dollars managed by Gradient Investments Total assets under management is approximately $2.3 billion AUM Nationally recognized – Gradient Investments recently ranked 166th in Financial Advisor Magazine’s 2019 Annual RIA Ranking in the July 2019 issue.

Thomas D. Gier, CFEd. www.bbb.org

Thomas D Gier CFEd – Certified Financial Educator | Better Business Bureau® Profile

Business Details Location of This Business 2401 N Summit Circle Gln, Escondido, CA 92026-3813 Email this Business Alternate Business Name StraightForward Insurance Solutions StraightForward Wealth Management StraightForward Wealth Management Inc Contact Information Principal Mr. Thomas D Gier, Owner/ CFEd.® Certified Financial Educator Customer Contact Mr. Thomas D Gier, Owner/ CFEd.® Certified Financial Educator Additional Contact Information Customer Reviews 9 Customer Reviews Most Recent Customer Review My wife and I have known Thomas for fifteen years and have the utmost trust in his financial expertise.

Who We Are

www.retireforwardradio.com
www.retireforward.com

Better Business Bureau


As founder of StraightForward Wealth Management, Thomas Gier has helped families make better decisions about their investments and insurance for over 25 years nationally and is located in San Diego County, California.

Thomas Gier’s clients represent a diverse group of successful families, individuals and businesses.

“I believe most people want to protect and insure their life savings and avoid unnecessary expenses,” says Thomas. “Most people have no idea what the lifelong consequences are of even a couple of down years on their investments.

Protecting savings from losses is equally as important as gains when families enter retirement and even more so during the post-retirement period of their lives. While my advice is always at a fiduciary standard, I want all of my clients to understand every decision that’s made or recommended.”

Thomas has been quoted by a variety of publications, and recently appeared on ABC News 10 for an interview in San Diego.

Thomas focuses on maximizing earnings on savings for his clients, while avoiding unnecessary risk and fees. In addition he provides referrals to attorneys and other professionals for catastrophic illness planning and post-retirement planning.

Education and Professional Certifications
Certified Financial Educator® (CFEd®)
Certified Senior Advisor (CSA)
Securities license — Series 65 Fiduciary Standard Advisor
United States Marine Corps, 1985-1990
University of Kansas, 1992

Areas of Practice
*Retirement Planning
*Estate Planning
*Wealth Management
*Insurance
*Retirement Income Protection
*Portfolio Risk Management


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